Best RuPay Credit Cards No Annual Fees – BluePages 2025
RuPay credit cards have emerged as a smart choice for Indian consumers seeking affordability and rewards. As India’s own payment network, RuPay combines low costs, strong security, and seamless payments across platforms.
If you’re tired of paying hefty annual fees, you’ll be glad to know that several banks now offer RuPay credit cards with zero annual charges. Below is a comparison of the top options you can consider in 2025:
| Card Name | Annual Fee | Rewards & Benefits | Extra Perks |
|---|---|---|---|
| SBI SimplySAVE RuPay Credit Card | ₹0 (spend-based waiver) | 10X Reward Points on groceries, dining, and movies | Fuel surcharge waiver |
| HDFC Millennia RuPay Credit Card | ₹0 (on min spend) | 5% Cashback on Flipkart, Amazon, Swiggy | Dining discounts, EMI facility |
| ICICI Bank Coral RuPay Credit Card | ₹0 (waiver on spend) | Up to 10,000 Reward Points annually | Railway lounge access |
| Axis Bank RuPay Platinum Credit Card | ₹0 | 2 Edge Reward Points per ₹200 | Dining discounts, fuel surcharge waiver |
| PNB RuPay Select Credit Card | ₹0 | Cashback on grocery & utility payments | Complimentary insurance cover |
Benefits of No Annual Fee RuPay Cards
✅ Savings: No yearly charges mean more money saved.
✅ Flexibility: Use the card without pressure to spend more.
✅ Rewards: Enjoy cashback and points like premium cards.
✅ Ease of Approval: Many options are easier to qualify for.
How to Apply
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Visit the official website of your chosen bank.
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Check eligibility and gather documents (PAN, Aadhaar, income proof).
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Complete the online application.
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Await verification and approval.
Take your time to compare and choose the card that suits your lifestyle, and experience hassle-free payments with RuPay’s trusted network.
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